Careers with VNBT

Location: Saint Louis, MO; Birmingham, AL; Chicago, IL; Milwaukee, WI; Denver, CO; Kansas City, KS; Nashville, TN; Cody, WY and WY at large; Indianapolis, IN

As the Controller at Vista National Bank & Trust, you will play a crucial role in ensuring VNBT remains a trusted, accountable, efficient and forward-thinking institution. The Controller is responsible for overseeing all financial, accounting, and reporting functions of the bank, ensuring accuracy, regulatory compliance, and financial stability.

This role includes managing payroll, financial reporting to the board, preparing financial statements, overseeing audits, accounting and ledger management, and ensuring adherence to internal controls and banking regulations. The Controller works closely with senior management to support strategic financial planning and decision-making.

By maintaining high standards of accuracy and organization, you will contribute to the Vista Way of delivering tailored financial solutions with professionalism and care.

Responsibilities

Financial Management & Reporting

• Oversee and manage the bank’s accounting and financial reporting functions.
• Prepare and present monthly, quarterly, and annual financial statements in accordance with Generally Accepted Accounting Principles (GAAP) and regulatory requirements.
• Ensure compliance with FDIC, OCC, Federal Reserve, and state banking regulations.
• Conduct variance analysis and provide management with insights into financial performance.
• Ensure timely completion of Call Reports, FR Y-9 reports, and other required regulatory filings.

Board & Executive Reporting

• Prepare and present financial reports to the Board of Directors, including balance sheets, income statements, and key financial ratios.
• Assist senior leadership in developing strategic financial plans based on financial projections and performance trends.
• Respond to board inquiries regarding bank performance, risk management, and financial projections.
• Maintain accurate and transparent financial records for board review and regulatory audits.

Regulatory Compliance & Risk Management

• Ensure compliance with banking regulations, internal policies, and accounting standards.
• Coordinate and support regulatory exams and internal/external audits.
• Maintain up-to-date knowledge of banking laws, financial regulations, and tax laws.
• Develop and oversee internal controls to prevent fraud and ensure the integrity of financial data.

Payroll & Employee Benefits Management

• Oversee biweekly/monthly payroll processing, ensuring accuracy and compliance with federal and state payroll regulations.
• Manage payroll tax filings, W-2s, 1099s, and other tax-related reports.
• Work with HR and benefits administrators to manage payroll deductions, 401(k) contributions, and employee benefits payments.
• Ensure compliance with wage laws, overtime regulations, and employment tax requirements.

Budgeting & Financial Planning

• Lead the annual budgeting process, working closely with senior management to forecast revenues and expenses.
• Monitor cash flow, liquidity, and capital adequacy to support operational needs and strategic growth.
• Develop and maintain financial models for strategic planning, profitability analysis, and cost control.
• Assist with asset/liability management and interest rate risk strategies.

Accounting Operations & Treasury Management

• Supervise day-to-day accounting operations, including accounts payable, accounts receivable, payroll, reconciliations, and expense management.

• Daily posting of general ledger entries, monthly closing of books, and adjusting entries.

• Oversee loan accounting, investment accounting, and deposit accounting functions.
• Manage bank reconciliations and oversee wire transfers, ACH transactions, and cash management.
• Ensure accuracy and efficiency in Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance processes.

Technology & Process Improvement

• Implement and enhance financial systems, accounting software, and automation tools to improve efficiency.
• Collaborate with IT and operations teams to improve financial reporting and data analytics capabilities.
• Identify and implement process improvements to enhance operational effectiveness and cost savings.

Leadership & Team Management

• Supervise and mentor accounting and finance team members, fostering a high-performance culture.
• Provide training on financial policies, regulatory updates, and best practices to ensure compliance.
• Collaborate with other departments, including lending, operations, and risk management, to support overall bank success.

Who You Are and How You Work

• Enthusiastic about working on a team that values accuracy, efficiency, and customer service.
• A detail-oriented expert with exceptional organizational skills and the ability to meet deadlines.
• An excellent communicator who can provide clear explanations to management, external resources and agencies, clients and team members.
• Comfortable navigating ambiguity and problem-solving complex situations with a proactive approach.

Qualifications

Education & Experience

• Bachelor’s degree in Accounting, Finance, or Business Administration (required).
• CPA, CMA, or MBA (preferred).
• 5+ years of accounting/financial management experience in a banking or financial services environment.
• Previous experience as a Controller, Assistant Controller, or senior-level accountant in a community bank (preferred).

Technical Skills

• Strong knowledge of GAAP, regulatory reporting (Call Reports, FR Y-9, SEC filings if applicable), and bank financial reporting.
• Proficiency in banking accounting software (e.g., Fiserv, Jack Henry, FIS, QuickBooks, or similar platforms).
• Experience with payroll processing software (ADP, Paychex, or in-house payroll systems).
• Advanced Excel skills and familiarity with data analysis and financial modeling.

Soft Skills

• Strong leadership, communication, and problem-solving abilities.
• Detail-oriented with a high level of accuracy and analytical thinking.
• Ability to work independently and collaboratively in a team environment.
• Strong ethical standards and ability to handle confidential information.

About Vista

Vista believes in a future where everyone has the freedom to imagine, attain, and enjoy their ideal life through financial independence. We demystify the complexities of financial management, making it accessible and manageable for all. Our ethos emphasizes building trusted lifelong partnerships, providing exceptional products and services, and enjoying the journey while celebrating wins. Join us in creating lasting security and peace of mind for generations.